Benefits
that work

Helping your most important assets invest in theirs.

ORO’s customizable employee housing benefits boost workforce productivity, improve recruiting, loyalty, and retention, and support employee financial wellness.

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the challenge

45 million U.S. workers 
quit their jobs last year.

Identifying and implementing recruitment and retention solutions that work is a critical challenge for companies.

Recruitment challenges

55% of leaders reported a concern about having enough talent to fill roles in the year ahead.

Retention challenges

The current employee retention crisis cost U.S. companies nearly $900 billion, and the prognosis remains bleak—nearly half (46%) of employees say they are considering leaving their jobs next year.

Employee financial stress

Financial stress affects employees at all levels, and housing costs are the number one source of financial stress.  One in five employees admits that productivity at work has been impacted by financial worry.

Traditional benefits don’t cut it

Costs associated with traditional benefits continue to skyrocket while employee turnover remains about the same.

SOLUTIONS THAT WORK

ORO offers breakthrough recruiting and retention solutions to address the complex demands of the evolving workforce.

ORO Path

Comprehensive housing resource hub with articles, credit tools, financial resources and referrals to help all employees—renters and owners—turn housing stress into financial wellness.

ORO Home

Housing loans to help employees make a down payment, buy down the interest rate on a loan, or pay closing costs.

ORO Saves

High yield savings accounts to help employees save for a down payment on a home (with matching opportunities for employers).

ORO Bridge

Emergency housing loans to help employees avoid missing a rent or mortgage payment following a family crisis or unforeseen financial circumstances.

25%

Retention

80%

Satisfaction

Data Insights

Employee Housing Survey.

Understand how housing impacts your employees’ productivity and satisfaction. Our data helps you develop targeted, cost-effective solutions to support your team.

What percentage of income do employees spend on housing?

Less than 20%

21%-30%

31%-50%

More than 51%

Would employees switch their job or career for housing benefits?

WHY ORO?

ORO’s customizable employee housing benefits are an easy and cost-effective way to improve employee financial wellness for your entire workforce.

Something for everyone

Valuable housing solutions for every member of your team—whether your employees are renting, thinking about buying, or already own a home, our solutions support your entire workforce.

Customizable

You tailor every aspect of the housing benefits to meet your company’s specific needs, culture, and business objectives.

Easy to implement

ORO handles all of the administration, minimizing impact on your team and offering seamless integration with your existing benefits offerings.

Cost effective

Cost-effective, high-value solutions that boost productivity and reduce attrition costs while supporting employee financial wellness.

Nearly1in6

Employees said employer-based housing benefits would influence their decision to stay with an employer.

Emily & James, CA

Michael, TN

43%

Of employees said they'd prefer housing benefits over extra PTO.

Anna & Rachel, IL

The Thompsons, GA

1in3

Employees said they'd prefer housing benefits over a pay raise.

Thelma & Seth, MN

John & Katy, DC

Watch how ORO Home 
supports your retention goals.

Contact us

Help turn your employees’
housing stress into financial strength

Ready to get started?

If you are interested in benefits that give your company a competitive edge, please complete the form below and we'll be in touch.

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